Oh, I met with a guy about disability insurance. He was remarkably unhelpful. Then I mentioned long term care insurance. He casually remarked that women pay twice what men do. After I stopped gasping and sputtering, he explained that women have, uh, ovaries and uteruses (duh). Oh and boobs, all cancer prone. But, I protested, men have prostates and he replied that men just die... Ok, I see, men don't go to the doc as much, they die from prostate cancer. Oh, and women live longer therefore, a longer need for long term care insurance. Can I just say, I HATE INSURANCE COMPANIES, all kinds. Even the ones that pay me for caring for moms and babies. Grrrrrrrrrr.